International Medical and Travel Insurance Emergency Medical Insurance: HHK requires that all volunteers come with emergency medical insurance policy plan. It is important before you come that you have a policy in place. Pay your premiums and be sure you have enough money available to cover the deductible amount. Most domestic insurance plans do not cover foreign travel, so check with your plan administrator to verify your coverage. Honduras Hospitals/Air Care: Please note that none of the hospitals in Honduras will file a claim for you! You must have the resources to pay up front and then file for reimbursement with your insurance company. You must be sure that your company covers emergency airfare to a hospital in an extreme emergency. An airfare flight can cost thousands. Obviously, you can't carry thousands of dollars with you, but you must be able to reimburse the amount promptly. Travel medical insurance: Travel insurance covers health needs while traveling or living temporarily in another country. Most often your home-based health insurance does not cover foreign or international travel, however some may so check your policy carefully or talk to a policy administrator. If not, then you need to purchase the insurance for the three months from a carrier. A well-known company is Seven Corners, Inc., the new name for Specialty Risk Insurance Company based in the US. |
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